Terms and Conditions

If you have a cahoot savings product, a Simple Saver, Sunny Day Saver or Fixed rate bond, you should read the cahoot general savings terms and conditions. 

If you have a cahoot current account, credit card or loan, you should read the cahoot general terms and conditions. 

The online banking terms and conditions apply to our online banking service. Separate terms apply to our cahoot accounts. You can access online banking by logging on using the ‘log on’ button at the top of this page.

You can find the relevant product specific terms in the Key Facts Document for your cahoot account. Where there's a conflict between any product specific terms and your general terms and conditions; the product specific terms will apply.

• Simple Saver Key Facts document
• Sunny Day Saver Key Facts Document
• Fixed Term Bonds Key Facts Document
• Savings Account Key Facts Document

The fee information document applies to the cahoot current account. This contains information on the main fees and charges for the account.

Our Glossary explains the main terms/services linked to current accounts.

Our Data Protection Statement outlines how your personal data is protected under Data Protection legislation.

Please read all terms and conditions carefully.

Rates and information correct as at 2 May 2025.