Compare our accounts
View our savings accounts side by side below, to be able to make sure the account you open is the right one for you.
What type of account would you like?
Easy access – Access my money whenever I want
Fixed term – Lock my money away for a fixed term
| Simple Saver | Sunny Day Saver | Fixed Rate Bonds | |
| Type | Easy access | Easy access | Fixed Term |
| Interest rate | 4.41% AER/gross | 5.00% AER/gross | 12 months 3.88% AER/gross 24 months 3.64% AER/gross |
| Interest rate type | Variable | Variable | Fixed |
| Minimum opening balance | Not applicable | Not applicable | £500 |
| Interest paid on balances | Up to £500,000 No interest paid on balances over £500,000 |
Up to £3,000 No interest paid on balances over £3,000 |
Up to £2 million No interest paid on balances over £2 million |
| Maximum balance | £2 million | £2 million | £2 million |
| Term | 12 month term | 12 month term | 12 or 24 month term |
| How to manage your account | In Online Banking | In Online Banking | View only in Online Banking |
| Access | Instant, penalty free access | Instant, penalty free access | No additional deposits, withdrawals or account closures allowed |
| At maturity | Matures into a cahoot Savings Account | Matures into a cahoot Savings Account | Matures into a cahoot Savings Account |
