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Bank of England base rate change

cahoot boat

On Thursday 18 December 2025 the Bank of England base rate decreased from 4.00% to 3.75%.

Following this decision, we’ll communicate any changes to our variable interest rates in line with our product Terms and Conditions.

cahoot is a division of Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0330 9 123 123. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. cahoot, Santander and the flame logo are registered trademarks.