important information about your use of this website

These conditions govern the use of this website. Where you're a customer they should be read in conjunction with the cahoot general and product specific terms and conditions. Where there's a conflict between any product-specific terms and these conditions, the product specific-terms will apply to the extent of that conflict. Please read all terms and conditions carefully.

eligible visitors

Although others may be able to access this website, the materials on this website are directed solely at and are for use solely by those resident in the United Kingdom. The products and services featured on this website are not available to any person or organisation resident or incorporated outside the United Kingdom.

company and regulatory information

cahoot is a division of Santander UK plc. Registered Office: 2 Triton Square, Regent’s Place, London NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA's website www.fca.org.uk/register. cahoot, Santander and the flame logo are registered trademarks.

important information about compensation arrangements

protecting your money

Financial Services Compensation Scheme

Santander UK plc is an authorised deposit taker and accepts deposits under this name and the cahoot & Santander Corporate and Commercial Bank trading names. Your eligible deposits are protected by the Financial Services Compensation Scheme, the UK's deposit protection scheme.

The FSCS protects most deposits, including individuals, companies and small local authorities up to £85,000.

For further information about the compensation scheme, please download the Protecting your Money FSCS Leaflet (pdf), or visit www.fscs.org.uk. You can save and/or print this for your records. It's in PDF format, so you'll need Adobe Acrobat to be able to view this leaflet.

Further details can be found in the FSCS Information Sheet and Exclusions List

The Standards of Lending Practice

cahoot adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: http://www.lendingstandardsboard.org.uk

Statement of Lender and Borrower Responsibilities

copyright and trade marks

This website and the copyright in the materials on this website (including all text, information, graphics, animation and images) is owned by or licensed to cahoot.

cahoot and any other names, images and logos identifying cahoot and its products and services are proprietary trade marks of the Santander Group. The names and logos of other companies and products mentioned on this website may be the trade marks of third parties, including our business partners and are used by us with the permission of their respective owner(s).

You may view, print, download or store temporarily extracts from this website (including any trade marks) without alteration, addition or deletion for the purposes only of your own personal reference or for applying for or receiving products or services from cahoot. No other use of the information or materials on this website is permitted without prior written permission from cahoot. Neither this website nor any part of it (including the trade marks) may be otherwise copied, reproduced, distributed or transmitted in any media (including without limitation via any other website) without such permission. All rights reserved.

availability and suitability of products and services

While cahoot updates the website regularly, cahoot does not warrant that the information included in the website is current or that any of the products or services featured on the website are available either in the form advertised or at all. The materials appearing on this website are subject to change at any time without notice.

The advertisement of any product on the website, and any statements made about any particular product(s) are indications only of the products offered by cahoot and/or its business partners and do not constitute a warranty by cahoot that any such product or service is suitable for you. It is your responsibility to ensure that any product or service for which you apply is suitable for your specific needs.

Although cahoot may recommend certain of its business partners' products or services to you, the relevant business partner is ultimately responsible for such products or services and cahoot does not warrant, and is not responsible for, the quality or availability of any such product or service.

cahoot's liability

cahoot does not exclude or restrict, and nothing in these conditions should be read or construed as excluding or restricting, any duty or liability under the Financial Services and Markets Act 2000 (or any replacement legislation) or the rules and regulations for the conduct of business thereunder.

The terms and conditions under which any product or service is provided to you will govern our relationship with respect to that product or service. However, in relation to your access to, and use of, this website and its contents, cahoot disclaims all warranties, express or implied including but not limited to any express or implied warranties as to satisfactory quality, availability, fitness for purpose or as to the accuracy or completeness of the information contained in any of the materials on the website.

Except as required by law and as stated above, cahoot shall not be liable for any losses or damages whatsoever, whether in contract, tort (including negligence) or otherwise arising from this website, or from any interruption or delay in access to the website for whatever reason.

third party websites and products

This website contains materials produced by third parties and cahoot accepts no responsibility or liability in respect of any such third party materials. This website contains links to other websites and cahoot does not endorse or otherwise accept responsibility or liability for the operation or content of other websites which are linked to this website (or referred to in or linked to such websites) which are not under its direct control. No third party is permitted to link any other website to this website without obtaining the prior written consent of cahoot.

entire agreement

To the extent that you're not a customer and no product-specific terms and conditions also apply, these conditions contain the entire agreement between you and us relating to your use of our website.

applicable law

This website (including these conditions) shall be governed by English law and the English courts shall have exclusive jurisdiction over any disputes arising from this website.

contacts

If you believe any information on this site is inaccurate or have any suggestions on how the content on this site could be improved please email us at contact.us@cahoot.com or call us on 0800 5871 111.

© cahoot 2016.