Previous Rates

Previous rates effective until 1st May 2010

cahoot Savings Account

Annual interest
account balance AER Gross
£1 plus 0.50%     0.50%
£50,000 plus 0.51% *** 0.55%
£100,000 plus 0.52% *** 0.60%
£250,000 plus 0.54% *** 0.76%
£500,000 plus 0.59% *** 1.01%
£750,000 plus 0.83% *** 2.50%
£1,000,000 plus 0.83% *** 2.50%
£2,000,000 plus 0.50% *** 0.50%

Monthly interest
account BalanceAERGross
£1 plus 0.50%     0.50%
£50,000 plus 0.51%*** 0.55%
£100,000 plus 0.52%*** 0.60%
£250,000 plus 0.54%*** 0.76%
£500,000 plus 0.59%*** 1.01%
£750,000 plus 0.83%*** 2.50%
£1,000,000 plus 0.83%*** 2.50%
£2,000,000 plus 0.50%*** 0.50%

The maximum investment amount is £2,000,000. Deposits of more than £2,000,000 will receive a variable rate of 0.50% gross /AER annually and 0.50% gross /AER monthly. Annual or monthly interest can be chosen at account opening. Once chosen it cannot be altered at a later date.

Please note that as of 1st July 2009, our standard cahoot savings account rates apply across all tiers of the loyalty savings account.

These tiered variable interest rates were correct as at 1st April 2010. Please check the Rates & Fees page for the latest rates on this account.

cahoot Loyalty Savings Account

Available only for customers with a matured 6 month fixed rate bond

Annual Interest Only
Account BalanceAERGross p.a.
£1 plus 0.50% *** 0.50%
£50,000 plus 0.51% *** 0.55%
£100,000 plus 0.52% *** 0.60%
£250,000 plus 0.54% *** 0.76%
£500,000 plus 0.59% *** 1.01%
£750,000 plus 0.83% *** 2.50%
£1,000,000 plus 0.83% *** 2.50%
£2,000,000 plus 0.50% *** 0.50%

These tiered variable interest rates were correct as at 1st April 2010. Please check the Rates & Fees page for the latest rates on this account.

Previous rates effective until 31st March 2009

Introductory rate Savings Account

(available between 24 June 2004 and 1 September 2004)
Account balanceAER / Gross p.a.
Up to £49,999 0.90%
£50,000 to £249,999 0.65%
£250,000 + 0.60%

Bonus savings account

(available between 30 September 2005 until 17 January 2006)

Annual interest:

  Standard rates
Account balanceAER / Gross p.a.
£100,000 plus 0.15%
£15,000 to £100,000 0.90%
£1 to £14,999 0.10%


Monthly interest:

  Standard rates
Account Balance AER / Gross p.a.
£100,000 plus 0.15%
£15,000 to £100,000 0.90%
£1 to £14,999 0.10%

The maximum investment on the cahoot Bonus Savings account is £100,000. Deposits of more than £100,000 will receive a variable rate of 0.15% gross /AER annually and 0.15% gross /AER monthly.

Previous rates effective until 30th April 2011

cahoot 2 year fixed rate bond (issue 1)

(available between 19th March 2009 up to 29th May 2009) Rates for interest paid:
Account Balance AER Gross p.a.
£30,000 - £2,000,000   4.01%      4.01%   

The minimum investment amount is £30,000 and the maximum investment amount is £2,000,000. Interest will be paid annually on 30th April until maturity. Upon maturity the cahoot 2 year fixed rate bond will transfer to a variable rate cahoot savings account.

Previous rates effective until 1st November 2011

cahoot 2 year fixed rate bond (issue 2)

(available between 1st October 2009 up to 30th November 2009) Rates for interest paid:
Term account balance AER Gross p.a.
Up to 1st November 2011 £10,000 - £2,000,000   4.20%      4.20%   

The minimum investment amount is £10,000 and the maximum investment amount is £2,000,000. Interest will be paid annually on 1st November until maturity. Upon maturity the cahoot 2 year fixed rate bond will transfer to a variable rate cahoot savings account.

Previous rates effective until 1st March 2009

cahoot Current Account

  Without a chequebook With a chequebook
Account Balance Annual Equivalent Rate without cheque book Before tax each year  without cheque book Annual Equivalent Rate with cheque bookBefore tax each year with cheque book
Up to £249,999 1.25% 1.24% 1.15% 1.14%
£250,000 + 0.50% 0.50% 0.50% 0.50%