Previous Rates

Previous rates effective until 28th February 2010

cahoot Savings Account

Annual interest
account balance AER Gross
£1 plus 0.50%     0.50%    
£50,000 plus 0.52% *** 0.55% ***
£100,000 plus 0.54% *** 0.60% ***
£250,000 plus 0.61% *** 0.76% ***
£500,000 plus 0.71% *** 1.01% ***
£750,000 plus 1.33% *** 2.50% ***
£1,000,000 plus 1.33% *** 2.50% ***
£2,000,000 plus 0.50% *** 0.50% ***

Monthly interest
account BalanceAERGross
£1 plus 0.50%     0.50%    
£50,000 plus 0.52%*** 0.55%***
£100,000 plus 0.54%*** 0.60%***
£250,000 plus 0.61%*** 0.76%***
£500,000 plus 0.71%*** 1.01%***
£750,000 plus 1.33%*** 2.47%***
£1,000,000 plus 1.33%*** 2.47%***
£2,000,000 plus 0.50%*** 0.50%***

The maximum investment amount is £2,000,000. Deposits of more than £2,000,000 will receive a variable rate of 0.50% gross /AER annually and 0.50% gross /AER monthly. Annual or monthly interest can be chosen at account opening. Once chosen it cannot be altered at a later date.

Please note that as of 1st July 2009, our standard cahoot savings account rates apply across all tiers of the loyalty savings account.

***These tiered variable interest rates are only applicable until 31st May 2010. From 1st June 2010 you will receive the variable rate applicable to balances from £1 on all the money in your account.

cahoot Loyalty Savings Account

Available only for customers with a matured 6 month fixed rate bond

Annual Interest Only
Account BalanceAERGross p.a.
£1 plus 0.50% *** 0.50% ***
£50,000 plus 0.52% *** 0.55% ***
£100,000 plus 0.54% *** 0.60% ***
£250,000 plus 0.61% *** 0.76% ***
£500,000 plus 0.71% *** 1.01% ***
£750,000 plus 1.33% *** 2.50% ***
£1,000,000 plus 1.33% *** 2.50% ***
£2,000,000 plus 0.50% *** 0.50% ***


Previous rates effective until 31st March 2009

Introductory rate Savings Account

(available between 24 June 2004 and 1 September 2004)
Account balanceAER / Gross p.a.
Up to £49,999 0.90%
£50,000 to £249,999 0.65%
£250,000 + 0.60%

Bonus savings account

(available between 30 September 2005 until 17 January 2006)

Annual interest:

  Standard rates
Account balanceAER / Gross p.a.
£100,000 plus 0.15%
£15,000 to £100,000 0.90%
£1 to £14,999 0.10%


Monthly interest:

  Standard rates
Account Balance AER / Gross p.a.
£100,000 plus 0.15%
£15,000 to £100,000 0.90%
£1 to £14,999 0.10%

The maximum investment on the cahoot Bonus Savings account is £100,000. Deposits of more than £100,000 will receive a variable rate of 0.15% gross /AER annually and 0.15% gross /AER monthly.

Previous rates effective until 30th April 2011

cahoot 2 year fixed rate bond (issue 1)

(available between 19th March 2009 up to 29th May 2009) Rates for interest paid:
Account Balance AER Gross p.a.
£30,000 - £2,000,000   4.01%      4.01%   

The minimum investment amount is £30,000 and the maximum investment amount is £2,000,000. Interest will be paid annually on 30th April until maturity. Upon maturity the cahoot 2 year fixed rate bond will transfer to a variable rate cahoot savings account.

Previous rates effective until 1st November 2011

cahoot 2 year fixed rate bond (issue 2)

(available between 1st October 2009 up to 30th November 2009) Rates for interest paid:
Term account balance AER Gross p.a.
Up to 1st November 2011 £10,000 - £2,000,000   4.20%      4.20%   

The minimum investment amount is £10,000 and the maximum investment amount is £2,000,000. Interest will be paid annually on 1st November until maturity. Upon maturity the cahoot 2 year fixed rate bond will transfer to a variable rate cahoot savings account.

Previous rates effective until 1st March 2009

cahoot Current Account

  Without a chequebook With a chequebook
Account Balance Annual Equivalent Rate without cheque book Before tax each year  without cheque book Annual Equivalent Rate with cheque bookBefore tax each year with cheque book
Up to £249,999 1.25% 1.24% 1.15% 1.14%
£250,000 + 0.50% 0.50% 0.50% 0.50%