Savings Accounts

For previous interest rates on all our accounts and when they were available scroll below.

Previous Rates

Previous rates effective until 31st January 2012

cahoot Savings Account

(annual interest available from 14 August 2002 to date;monthly interest available from 28 June 2006 to date)

Annual interest
account balance AER Gross
£1 plus 0.50% 1.00%
£50,000 plus 0.55% 1.05%
£100,000 plus 0.59% 1.10%
£250,000 plus 0.74% 1.26%
£500,000 plus 0.97% 1.51%
£750,000 plus 2.33% 3.00%
£1,000,000 plus 2.33% 3.00%
£2,000,000 plus 0.50% 1.00%

Monthly interest
account BalanceAERGross
£1 plus 0.50% 1.00%
£50,000 plus 0.54% 1.04%
£100,000 plus 0.59% 1.09%
£250,000 plus 0.74% 1.25%
£500,000 plus 0.96% 1.50%
£750,000 plus 2.31% 2.96%
£1,000,000 plus 2.31% 2.96%
£2,000,000 plus 0.50% 1.00%

The maximum investment amount is £2,000,000. Deposits of more than £2,000,000 will receive a variable rate of 0.50% gross / AER annually and 0.50% gross / AER monthly.

These tiered variable rates were correct as at 1st January 2012. Please check the Rates and Fees page for the latest rates on this account.

Previous rates effective until 31st January 2012

cahoot Loyalty Savings Account

(available from 29 September 2005 until 30 October 2008)

Available only for customers with a matured 6 month fixed rate bond


Annual Interest Only
Account BalanceAERGross p.a.
£1 plus 0.50% 1.00%
£50,000 plus 0.55% 1.05%
£100,000 plus 0.59% 1.10%
£250,000 plus 0.74% 1.26%
£500,000 plus 0.97% 1.51%
£750,000 plus 2.33% 3.00%
£1,000,000 plus 2.33% 3.00%
£2,000,000 plus 0.50% 1.00%

Please note that as of 1st July 2009, our standard cahoot savings account rates apply across all tiers of the loyalty savings account.

These tiered variable rates were correct as at 1st January 2012. Please check the Rates and Fees page for the latest rates on this account.

Previous rates effective until 31st March 2009

Introductory rate Savings Account

(available between 24 June 2004 and 1 September 2004)
Account balanceAER / Gross p.a.
Up to £49,999 0.90%
£50,000 to £249,999 0.65%
£250,000 + 0.60%

Bonus savings account

(available between 30 September 2005 until 17 January 2006)

Annual interest:

  Standard rates
Account balanceAER / Gross p.a.
£100,000 plus 0.15%
£15,000 to £100,000 0.90%
£1 to £14,999 0.10%


Monthly interest:

  Standard rates
Account Balance AER / Gross p.a.
£100,000 plus 0.15%
£15,000 to £100,000 0.90%
£1 to £14,999 0.10%

The maximum investment on the cahoot Bonus Savings account is £100,000. Deposits of more than £100,000 will receive a variable rate of 0.15% gross /AER annually and 0.15% gross /AER monthly.

Previous rates effective until 1st March 2009

cahoot Current Account

  Without a chequebook With a chequebook
Account Balance Annual Equivalent Rate without cheque book Before tax each year  without cheque book Annual Equivalent Rate with cheque bookBefore tax each year with cheque book
Up to £249,999 1.25% 1.24% 1.15% 1.14%
£250,000 + 0.50% 0.50% 0.50% 0.50%