Previous rates and fees

Previous rates effective until 30^th June 2009

cahoot Savings Account

Annual interest

Account balance	AER / Gross p.a.
£1 plus	0.50%
£50,000 plus	0.55% ***
£100,000 plus	0.60% ***
£250,000 plus	0.76% ***
£500,000 plus	1.01% ***
£750,000 plus	2.50% ***
£1,000,000 plus	2.50% ***
£2,000,000 plus	0.50% ***

Monthly interest

Account Balance	AER	Gross p.a.
£1 plus	0.50%	0.50%
£50,000 plus	0.55%***	0.55%***
£100,000 plus	0.60%***	0.60%***
£250,000 plus	0.76%***	0.76%***
£500,000 plus	1.01%***	1.01%***
£750,000 plus	2.50%***	2.47%***
£1,000,000 plus	2.50%***	2.47%***
£2,000,000 plus	0.50%***	0.50%***

The maximum investment amount is £2,000,000. Deposits of more than £2,000,000 will receive a variable rate of 0.50% gross /AER annually and 0.50% gross /AER monthly.
Annual or monthly interest can be chosen at account opening. Once chosen it cannot be altered at a later date.

***You will receive this variable rate on this balance until 31^st May 2010. From 1^st June 2010 you will receive the rate applicable to balances from £1 on all the money in your account.

cahoot Loyalty Savings Account

Available only for customers with a matured 6 month fixed rate bond

Annual Interest Only

Account Balance	AER	Gross p.a.
£1 plus	0.63% ****	1.00% ****
£50,000 plus	0.68% ****	1.05% ****
£100,000 plus	0.73% ****	1.10% ****
£250,000 plus	0.89% ****	1.26% ****
£500,000 plus	1.14% ****	1.51% ****
£750,000 plus	2.63% ****	3.00% ****
£1,000,000 plus	2.63% ****	3.00% ****
£2,000,000 plus	0.63% ****	1.00% ****

****You will receive this variable rate on this balance until 30th June 2009. From 1st July 2009 you will receive the rate available on our standard cahoot savings account.

Previous rates effective until 31^st March 2009

Introductory rate Savings Account

(available between 24 June 2004 and 1 September 2004)

Account balance	AER / Gross p.a.
Up to £49,999	0.90%
£50,000 to £249,999	0.65%
£250,000 +	0.60%

Bonus savings account

(available between 30 September 2005 until 17 January 2006)

Annual interest:

Account balance	AER / Gross p.a.
	Standard rates
£100,000 plus	0.15%
£15,000 to £100,000	0.90%
£1 to £14,999	0.10%

Monthly interest:

Account Balance	AER / Gross p.a.
	Standard rates
£100,000 plus	0.15%
£15,000 to £100,000	0.90%
£1 to £14,999	0.10%

The maximum investment on the cahoot Bonus Savings account is £100,000. Deposits of more than £100,000 will receive a variable rate of 0.15% gross /AER annually and 0.15% gross /AER monthly.

Previous rates effective until 29^th May 2009

cahoot 2 year fixed rate bond (issue 1)

(available between 19^th March 2009 up to 29^th May 2009) Rates for interest paid:

Account Balance	AER	Gross p.a.
£30,000 - £2,000,000	4.01%	4.01%

The minimum investment amount is £30,000 and the maximum investment amount is £2,000,000. Interest will be paid annually on 30^th April until maturity. Upon maturity the cahoot 2 year fixed rate bond will transfer to a variable rate cahoot savings account.

Previous rates effective until 16^th July 2009

cahoot 12 month bond (issue 1)

(available between 16^th July 2008 up to 31^st August 2008)

Account Balance	AER	Gross p.a.
£1,000 - £250,000	7.01%	7.01%

The maximum investment amount is £250,000. Interest will be paid upon maturity. Upon maturity the cahoot 12 month bond will transfer to a cahoot savings variable rate account.

Previous rates effective until 1^st March 2009

cahoot Current Account

Account Balance	Annual Equivalent Rate without cheque book	Before tax each year without cheque book	Annual Equivalent Rate with cheque book	Before tax each year with cheque book
	Without a chequebook		With a chequebook
Up to £249,999	1.25%	1.24%	1.15%	1.14%
£250,000 +	0.50%	0.50%	0.50%	0.50%