Whilst we aim to provide 24 hour access to your accounts this service may very occasionally be reduced, for example when improvements / updates are made to the site.
A.E.R. stands for Annual Equivalent Rate and illustrates the interest rate as if paid and compounded each year. Cash deposited into the cahoot current account will earn interest from the following working day. Rates subject to variation. Interest for non introductory savings account and current account is calculated daily based on the amount in your account at the end of each day and added to your account each month.
Gross p.a. means the yearly rate of interest before income tax deduction, if applicable.
A.P.R. - Annual Percentage Rate - represents the rate for the total charge for credit as determined in accordance with the Consumer Credit Act 1974. In calculating the APRs we have ignored any changes to the interest rates, fees or charges which we may introduce or vary. The exact rate or fee will be determined by your credit rating and credit requirements. Rates subject to variation. Written quotations are available on request via contact us.