looking for fixed or flexible loans?

Could one of our fixed rate or flexible loans help you manage your finances better and save you money? Do you have any outstanding balances or overdrafts that charge a higher rate of interest? Put cahoot to the test and see if you could be better off by taking out one of our flexible or fixed rate loans and using it to pay off your outstanding commitments.

With cahoot you can choose the security of a fixed rate loan with identical repayments and interest rate for up to seven years. The rate you pay will be fixed for the duration of the loan, and you can pick a term that best suits your budget.

Alternatively a flexible loan will let you use as much or as little of your loan limit as you need, whenever you need it - and you can vary your repayments as often as you wish (subject to minimum repayment) . You’ll only be charged interest on the amount you borrow, and you can reduce your payments when your finances become limited.

Both flexible and fixed rate loans offer online access, allowing you to easily and conveniently manage your loan online. In fact, with our flexible loans, you can even withdraw additional funds online, up to your agreed credit limit.

So why not see which cahoot (ignore following link)loan may suit you best?

more about fixed rate loans

more about flexible loans

apply for a flexible or fixed rate loans

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a division of Abbey National plc

†Whilst we aim to provide 24 hour access to your accounts this service may very occasionally be reduced, for example when improvements / updates are made to the site.

A.E.R. stands for Annual Equivalent Rate and illustrates the interest rate as if paid and compounded each year. Cash deposited into the cahoot current account will earn interest from the following working day. Rates subject to variation. Interest for non introductory savings account and current account is calculated daily based on the amount in your account at the end of each day and added to your account each month.

Gross p.a. means the yearly rate of interest before income tax deduction, if applicable.

A.P.R. - Annual Percentage Rate - represents the rate for the total charge for credit as determined in accordance with the Consumer Credit Act 1974. In calculating the APRs we have ignored any changes to the interest rates, fees or charges which we may introduce or vary. The exact rate or fee will be determined by your credit rating and credit requirements. Rates subject to variation. Written quotations are available on request via contact us.