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looking for a cheaper UK loan?

A personal loan from cahoot could help you manage your finances better and may save you money. Apply online for your loan and see if you can make your repayments cheaper.

If you have any outstanding balances or overdrafts that charge a higher rate of interest, you could be better off simply by taking out one of our loans and using it to pay off your outstanding commitments.

choose how you would like to make your repayments

With cahoot you can choose the security of a fixed rate loan with identical repayments for up to seven years. Alternatively, our flexible loan has no fixed end date and will let you use as much or as little of your loan limit as you need and you can vary your repayments as often as you like (subject to minimum repayment).

As a cahoot customer you can enjoy the benefits of an easy online application with an immediate online decision and immediate quotation. Once agreed, you can manage your loan online at your convenience, and cahoot can provide payment protection for additional peace of mind.

So why not see which cahoot (ignore following link)loan suits you best?

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†Whilst we aim to provide 24 hour access to your accounts this service may very occasionally be reduced, for example when improvements / updates are made to the site.

A.E.R. stands for Annual Equivalent Rate and illustrates the interest rate as if paid and compounded each year. Cash deposited into the cahoot current account will earn interest from the following working day. Rates subject to variation. Interest for non introductory savings account and current account is calculated daily based on the amount in your account at the end of each day and added to your account each month.

Gross p.a. means the yearly rate of interest before income tax deduction, if applicable.

A.P.R. - Annual Percentage Rate - represents the rate for the total charge for credit as determined in accordance with the Consumer Credit Act 1974. In calculating the APRs we have ignored any changes to the interest rates, fees or charges which we may introduce or vary. The exact rate or fee will be determined by your credit rating and credit requirements. Rates subject to variation. Written quotations are available on request via contact us.