Current account

Why switch your account to cahoot?

  • We offer fantastic rates, with an award-winning account
  • A dedicated team will switch your old current account for you - stress-free!
  • We will give you a three-month interest-free overdraft (depending on your circumstances)
  • We offer information on your account either by text message or e-mail so you can manage your account easily

Once you have opened a cahoot account, it’s easy to switch. Simply log in to your home page and click on 'contact us' to ask for a switcher pack. We will send you a pack by first-class post and it will contain the forms you need to fill in and return to us.

Once we have received your forms, we will do all the hard work and manage the process for you.

Please note the transfer process can take up to five weeks to complete.

apply now

Earn up to 1.10% AER on money in your account (see note 1)

apply now

Note 1 The rates quoted (subject to variation) apply as follows for non-chequebook accounts:
1.10% AER (1.09% gross each year) for credit balances under £250,000; and,
0.10% AER (0.10% gross each year) for credit balances of £250,000 and more

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AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the interest rate we pay before income tax is taken off.

cahoot is a division of Santander UK plc. Registered Office: 2 Triton Square, Regent’s Place, London NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England.

www.santander.co.uk. Telephone 0870 607 6000. Calls may be recorded or monitored. Authorised and regulated by the Financial Services Authority except in respect of its consumer credit products for which Santander UK plc is licensed and regulated by the Office of Fair Trading. FSA registration number 106054.

Santander UK plc advises on mortgages, a limited range of life assurance, pension and collective investment scheme products and acts as an insurance intermediary for general insurance.

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