current account - (credit interest)

the features In tune with the way you live Winner Which? Award 2008 Best current account provider
High rate of up to 1.10% AER if you are in credit (see note 1) £100 interest-free overdraft Simple steps to switch to cahoot Free purchase protection on items you buy
Anytime, anywhere access Bank online or use our mobile banking and automated telephone services, 24 hours a day. (We may not be able to provide the service when we are updating or improving the site) Receive personalised account alerts by e-mail and mobile text messages Use over 700,000 Visa cash machines throughout the world Free use of 41,000 LINK machines in the UK (see note 2) You can see our other charges in our rates and fees page
Your security - our priority Use your webcard to shop online without your plastic The latest technology to protect your details Secure banking - however you use your accounts Greater security with Chip and PIN

Earn up to on money in your account (see note 3)

Note 1 The rates quoted may change and apply as follows for non-chequebook accounts:
1.10% AER (1.09% gross each year) for balances under £250,000; and,
0.10% AER (0.10% gross each year) for balances of £250,000 and more

Note 2 There is a 1.5% fee (at least £1.50) if you don’t use a LINK machine and you will pay 2.25% for money you withdraw abroad.

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Note 3 AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the interest rate we pay before income tax is taken off.

cahoot is a division of Abbey National plc. Abbey National plc. Registered Office: Abbey National House, 2 Triton Square, Regent’s Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England. Authorised and regulated by the Financial Services Authority. FSA registration number 106054. www.fsa.gov.uk/pages/register. cahoot and Abbey are registered trademarks.

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