credit card - chip and pin

improved security with CHIP & PIN

You may have noticed that more and more shops are asking for your personal identity number (PIN) when you're making purchases instead of signing a receipt. From now on, everything you buy will be verified by your PIN and the option to sign will no longer be available in Europe.

If you don't have a PIN or you have forgotten it, please log into your cahoot account and order a new one through 'account manager'. Remember it's easy to change your PIN number to one that you find easier to remember at any Abbey cash machine.

You will benefit from these changes because CHIP and PIN reduces the amount of card fraud and hassle that goes with it, therefore giving you more peace of mind.

Using your PIN will help prove that you are the genuine owner of the card, whilst built in microchip technology holds your card data so securely that it cannot feasibly be copied or altered.

Combine the two, and the likelihood of your card being used fraudulently is dramatically reduced.